Dinamo Zagreb x NK Lokomotiva Zagreb Betting tips for December 20 in Croatia HNL
| 📅 20/12/2025 16:45 |
 Dinamo Zagreb1.27 |
X 5.00 |
NK Lokomotiva Zagreb  8.50 |
This is the tip that our machine learning model has selected for Dinamo Zagreb x NK Lokomotiva Zagreb:
🔮 Dinamo Zagreb wins the match
💰 When you bet the bonus of $500 from Bet365 on Dinamo Zagreb, you can win up to $635.00!
The main points for the tip for Dinamo Zagreb x NK Lokomotiva Zagreb:
👉 If you had bet $100 on Dinamo Zagreb in each of its last 5 matches as home, you would have had a loss of $-220.0.
👉 If you had bet $100 on NK Lokomotiva Zagreb in each of its last 5 matches as away, you would have had a loss of $-500.
👉 In the last 3 matches as the home team, Dinamo Zagreb scored at least 1 goal(s).
👉 In the last 4 matches as the away team, NK Lokomotiva Zagreb scored at least 1 goal(s).
👉 In the last 3 matches as the home team against NK Lokomotiva Zagreb, Dinamo Zagreb scored at least 1 goal(s).
👉 In the last 6 matches as the home team, Dinamo Zagreb conceded at least 1 goal(s).
👉 In the last 6 matches as the away team, NK Lokomotiva Zagreb conceded at least 1 goal(s).
👉 Dinamo Zagreb has not lost any of the last 3 head-to-head matches against NK Lokomotiva Zagreb playing at home.
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Analysis from Dinamo Zagreb x NK Lokomotiva Zagreb for the Croatia HNL – 20 of December
🏟️ Dinamo Zagreb X NK Lokomotiva Zagreb – Croatia HNL
📅 20 of December, 2025 – 16:45
🔵 Dinamo Zagreb – Winning probability: 89.19% | Fair line: 1.12
⚪ Tied game – Probability of tied match: 8.20% | Fair line: 12.19
🔴 NK Lokomotiva Zagreb – Winning probability: 2.61% | Fair line: 38.31
⚖ Handicap 1×2: -1.25 Dinamo Zagreb
⚽ Expected goals: 3.00 goals
⛳ Expected corner kicks: 9.50 corner kicks
A good bettor is not the one with a high hits percentage, but the one who bets on positive expected value events. Our AI model knows it very well and has looked for these opportunities for the match between Dinamo Zagreb and NK Lokomotiva Zagreb.
To achieve that, the algorithm analyses more than 1455033 matches from our database seeking for patterns to get to the winning probabilities for the home team, a tie or a victory for the away team. That was the conclusion from our artificial intelligence:
Tips for the 1×2 market for Dinamo Zagreb x NK Lokomotiva Zagreb
Should you bet on Dinamo Zagreb?
🔵 Dinamo Zagreb: our artificial intelligence has calculated that the probability of this event happening is around 89.19%, meanwhile the bookies are offering avarage odds of 1.27. In other words, this means that if you made 1000 bets of $1 like this, you:
- Would have hit 890 times – having a profit of $240.30;
- And would lose other 110 times – having a loss of -$110.00 with them.
That is why this is a value bet. In the end, you would have had a final profit of 💰$130.30.
Should you bet on draw?
⚪ draw: our artificial intelligence has calculated that the probability of this event happening is around 8.2%, meanwhile the bookies are offering avarage odds of 5.00. This means that if you made 1000 bets of $1 like this, you:
- Would have hit 80 times – having a profit of $320.00;
- And would lose other 920 times – losing -$920.00 with them.
Mathematically speaking, it is a negative expected value bet, because you would have an expected final loss of 💰-$600.00.
Is it worth betting on NK Lokomotiva Zagreb?
🔴 NK Lokomotiva Zagreb: the model predicted that the probability of this event happening is 2.61% and we know that avarage odds offered by the bookies are 8.50. In other words, this means that if you made 1000 bets of $1 like this, you:
- Would hit 30 times – this would give you a profit of $225.00
- And would have lost other 970 times – with a loss of -$970.00 because of them.
So this bet does not have value. After all, you would have an expected loss of 💰-$745.00.
Handicaps analysis for the match Dinamo Zagreb x NK Lokomotiva Zagreb
Another important market to analyse is the Asian handicaps one, our algorithm is also going to help you with that. In case you do not know what handicaps are, we will solve this problem now: we sorted out the material about Asian handicap on betting so you can click and save it to learn about it on the first opportunity.
This is what our nice robot has to tell us about these markets:
⚖ Handicap 1×2: -1.25 Dinamo Zagreb
⚽ Expected goals: 3.00 goals
Tips for the Handicap 1×2 market for Dinamo Zagreb x NK Lokomotiva Zagreb
⚖ Handicap 1×2: our model believes that the ideal handicap is -1.25 Dinamo Zagreb and the available handicap to bet at the moment is -1.5 Dinamo Zagreb.
Since the difference between the handicap we calculated and the offered by the bookie is 0.25, this means that the best bet for the Handicap 1×2 is on: 1.5 NK Lokomotiva Zagreb.
Tips for the Goals Handicap market for Dinamo Zagreb x NK Lokomotiva Zagreb
⚽ Goals Handicap: our model believes that the ideal handicap is 3.00 goals and the available handicap to bet at the moment is 3.00 goals. As the handicap available on the market is the same as that indicated by our robot, we will do nothing since there is not value bets on the Goals Handicap market.
